The SEARHC Outreach & Enrollment program provides free assistance to people signing up for health insurance through the Affordable Care Act (ACA) Health Insurance Marketplace. Most people that sign up are eligible for financial assistance that will help cover the cost.

There are three ways to meet the requirement for health insurance:

  1. Have health insurance
  2. Pay a tax fine for not having health insurance
  3. Get an exemption from both the fine and the health insurance requirement

There are three ways to sign up for health insurance:

  1. Call SEARHC Outreach & Enrollment at 907-966-8662, 907-966-8883 or toll free at 1-855-966-8684
  2. Call the ACA Health Insurance Marketplace 1-800-318-2596 (24/7)
  3. Visit www.healthcare.gov

If you are currently covered by employer insurance, Medicaid, Medicare, Denali Kid Care or Veterans’s Benefits: you already meet the Individual mandate (requirement) for insurance.

Alaska Native/American Indians

Alaska Natives and American Indians are exempt from the requirement to purchase insurance as long as proper exemption forms are submitted. However, ACA provides more choices for additional healthcare coverage beyond the Indian Health Service benefit.

ACA provides more choices for additional healthcare coverage beyond your Indian Health Service benefit. You may also qualify for special coverage and protections (https://www.healthcare.gov/american-indians-alaska-natives/).

As an Alaska Native or American Indian, you are exempt from the requirement to purchase insurance as long as you can show proof you are a member of a federally recognized tribe or receive services through the Indian Health Service (IHS).

Important tips

  • If you are currently covered by employer insurance, Medicaid, Medicare, Denali Kid Care or Veterans’s Benefits: you already meet the Individual mandate (requirement) for insurance.
  • If you currently use your IHS coverage without additional insurance, you will need to file an exemption: or apply for additional coverage through the Affordable Health Care Marketplace.
  • Exemptions for Alaska Native/American Indians: are available at all SEARHC locations and on this website under resources. These paper forms will need to be filled out and mailed. You can also file the exemption with your taxes on IRS form 8965. The forms can be found below under Documents.
  • In order to file a lifetime exemption: you will need to provide a COPY (not original) of proof that you are a member of a federally recognized Tribe (Tribal enrollment or Alaska Native Corporation shareholder card).
  • If you fail to file an exemption or purchase additional insurance: in 2015, you will face a tax penalty of  $325/adult and $162.50/child (up to $975/family) or 2% of family income the next year, WHICHEVER is higher.

Resources

The Health Insurance Marketplace: Healthcare.gov

Tribal enrollment rules: are different for every Tribe. Contact your family’s Tribe(s) to learn about what is required for enrollment. Tribal addresses can be found at www.ncai.org/tribal-directory. You can also contact the Bureau of Indian Affairs, Alaska Regional Office, at (800) 645-8465, option 1.

Contact Information

SEARHC Outreach and Enrollment
Call SEARHC’s Outreach & Enrollment for more information or assistance at (907) 966-8662 or (907) 966-8883 or toll-free at 1 (855) 966-8684. You can also send an email to outreach@searhc.org.

Affordable Care Act, Health Insurance Marketplace
Affordable Care Act Marketplace website http://www.healthcare.gov/ or 1 (800) 318-2596, 24 hours a day, seven days a week

The United Way
United Way assistance is available when you call 2-1-1.